Everstead Capital
Wealth Planning Designed Around Your Life, Not Just Your Numbers
At Everstead Capital, we help individuals, families, and business owners organize and plan with purpose. Our financial planning process addresses investment strategy, tax efficiency, income needs, and long-term legacy considerations. We focus on aligning financial decisions with your values and goals, while adapting as life evolves. Whether you’re preparing for retirement, transitioning careers, or thinking about wealth transfer, we offer clear, coordinated guidance. We’re based in York, PA, and Towson, MD, and also work virtually with clients nationwide.
What We Offer
Retirement Income Planning
Our retirement income planning services help organize your savings into a structured distribution strategy. We address timing, tax implications, and long-term sustainability, helping you navigate this next phase of life with a clear, flexible income approach that reflects your goals and anticipated expenses throughout retirement.
Investment Management
Everstead Capital provides investment management services tailored to align with your financial objectives and time frame. We consider tax impact, risk tolerance, and changing market conditions to help structure portfolios that reflect your broader financial strategy and adapt over time as your needs or objectives shift.
Risk Management Strategies
We take a practical look at risk across your financial life, reviewing insurance coverage and potential gaps. From life insurance to long-term care, we explore how different options may fit into your broader plan—focusing on what matters most at each stage of life.
Tax Planning
Thoughtful tax planning can influence how your financial strategies take shape over time. We collaborate with tax professionals to identify ways to reduce inefficiencies, time income events, and build plans that consider current tax law and your evolving income needs.
Trust & Estate Planning
Trust and estate planning services help provide structure for how your assets are managed and passed on. We coordinate with legal professionals to support strategies that reflect your wishes, address tax considerations, and guide how your wealth may impact future generations or causes you care about.
In-Person or Virtual—
We’re Ready When You Are
Our offices are conveniently located in York, Pennsylvania, and Towson, Maryland. Can’t make it into the office? No worries–we’ve got you covered with virtual and over-the-phone options.
Your Partners in Financial Planning
The Everstead Capital team brings together decades of experience in financial planning, investment strategy, and retirement income coordination. We’re here to listen, collaborate, and help you navigate each stage of your financial life with clarity and intention, always focused on aligning your plan with your goals and values.
What Our Clients Are Saying
Our Trusted Financial Planning Process
Our E.V.E.R. Planning Process Addresses Every Aspect of Your Financial Health
Latest Articles
Explore practical insights on retirement planning, tax strategies, and financial decision-making—designed to help you stay informed, intentional, and aligned with what matters most.
Midyear Guide to Tax Planning
Get ahead of year-end stress with our Midyear Tax Planning Guide. Stay proactive with key updates on tax law changes, retirement contributions, charitable giving, and estate planning—plus practical tips and checklists to help you make smarter decisions before year-end.
Still have questions?
